Find the perfect engagement ring

Searching for the right engagement ring at an affordable price can put many intended proposals on hold. If you’re looking for good value and a wide choice, DoneDeal can help you seal the deal “If you liked it then you should have put a ring on it” sang Beyoncé. When it comes to proposing don’t be put off by cost. You can find new, never worn, antique/vintage, contemporary, pre-owned and pre-worn rings from private sellers and jewellers on DoneDeal. There are many reasons that owners will part with their jewellery and other items: an ‘unwanted gift’ (she said yes, but didn’t like the ring) to put food on the table, or pay bills to raise funds to invest in a new business There can be even more bizarre scenarios, like the woman who lost her engagement ring, claimed on the house insurance and then found the original ring years later in a pipe under the sink. Why look on DoneDeal? A second-hand ring is likely to be cheaper than a brand new ring in a jewellers Established jewellers also use DoneDeal, which will help you narrow down the number of jewellers you need to visit Your better half will never guess that you’re plotting an engagement surprise if she sees you on DoneDeal on your phone Getting value for money One of the first things any owner of expensive jewellery will do is get an insurance valuation. David Dupuy, of Irish Valuation, does independent valuations on jewellery and watches for insurance and probate. He explains that insurance valuations are the ‘full window price’ of an item of jewellery. If you’re viewing a ring from a private seller with a valuation of X, remember that this is the full replacement price. So, you can expect to pay below the valuation – if not, then why not just buy a brand new ring from a jeweller? Dupuy recommends that you check that the ring matches its description in the valuation report. For example, a ‘Tiffany setting’ does not mean it’s a ring from Tiffany & Co, the world-renowned jewellers. It describes a particular style of setting. He also notes that it’s important to make sure that the person selling the ring is entitled to sell it. For example, if it’s on sale as the result of a divorce it could well be part of the divorce settlement. Do your homework Ask for proof of the original cost or value, e.g.: receipts, insurance valuation, a gemological report (from the Institute of Gemology, or IGI). You can also verify gemological reports online on the IGI website. Always ask for the ring size before viewing it – and find out the ring size of your fiancée-to-be! You can’t really return the item to a private seller if the answer is no, or the ring doesn’t fit. Check for actual hallmarks on the ring, rather than just a stamp. Get verification of the gemstone – you don’t want to be paying for diamonds if you’re getting cubic zirconia. This goes for sellers as well as buyers – know what you are selling! #ValentinesDay #Wedding